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Why Budget?

You wouldn’t jump in your car and drive across the country without a road map, would you? Not if you want to get to your destination in sound condition. The same applies to your finances. To achieve your financial goals in the most cost efficient way, you need to plan out how your money will be used. Don’t take a wrong turn to nowhere. Create a budget to help keep you on the right financial track.

A budget is a spending plan for managing your money during a given period of time. Budgeting is the most basic, yet effective, tool for managing your money.

A budget allows you to track and monitor your spending, to allow you to see your options and make smarter spending choices.

Useful resources for budget

Follow the link below for the top 5 reasons you need a budget, written by a financial editor for Money Crashers Personal Finance featured in U.S. News & World Report:

Still not convinced you need a budget? Follow the link below for the top 10 reasons to budget:

For even more reasons, follow the link below for the top 20 Reasons to budget: