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About Us

FinancialSmarts @ UMBC provides you with the tools necessary to make informed and effective decisions about your finances. Managing money is an important part of your daily life and we encourage you to be well versed in this important life skill that many find challenging.

Our goal is to provide you with timely and relevant resources so that you are as well-prepared to manage your budgets, bank accounts, assets and debt as you are to master your academic pursuit.



Hannah Sadollah Photo Hannah Sadollah

Programs Specialist

Financial Literacy and Education Committee

“Never spend your money before you have earned it.” – Thomas Jefferson

Serena Spickler Photo Serena Spickler

Programs Assistant

Junior Intermedia Design Major with Minors in Spanish and Print Media

“When it comes to tackling your financial goals, whatever they might be, there’s no time like the present.” – Suze Orman


Financial Literacy Education Committee

Mitchell Amoros Photo Mitchell Amoros

Director, Higher Education Implementation: EverFi

“Financial illiteracy is not an issue unique to any one population. It affects everyone: men and women, young and old, across all racial and socioeconomic lines. No longer can we stand by and ignore this problem. The economic future of the United States depends on it.”
President’s Advisory Council on Financial Literacy

Cheryl Benitez Photo Cheryl Benitez

Insurance Program Supervisor

University Health Services

“Saving is very important. Save a little each paycheck and over time your savings will grow.”

Isabel Garrido Photo Isabel Garrido

Assistant Dean, Administration, Policy and Compliance

The Graduate School

Student Business Services

“Take the time now to become financially smart. It will provide a lifetime of financial security later.”


Fariha Khalid

CCMA AmeriCorps VISTA/Program Coordinator 

Retriever Essentials

Colleen Lindbeck Photo Colleen Lindbeck

Associate Director

Financial Aid and Scholarships

“There is no dignity quite so impressive, and no independence quite so important, as living within your means.” – Calvin Coolidge

Jalisha MOnroe Jalisa Monroe

Instructional Technology Specialist

Division of Information Technology

“Don’t tell me what you value, show me your budget, and I’ll tell you what you value.” – Joe Biden

Amita Naik

Financial Transaction Supervisor
Student Business Services
“Do not save what is left after spending but spend what is left after saving” – Warren Buffet


Morgan Rose

Associate Professor

Department of Economics

“When I became a professor, I was stunned by how little most students know about financial matters.  It will be a slow process, but through FLEC’s efforts we can spread this vital information throughout the UMBC community and beyond.”


Yvette Mozie-Ross Photo Yvette Mozie-Ross, Co-Chair

Vice Provost

Enrollment Management and Planning

“Just because you can afford it, doesn’t mean you should buy it.” – Suze Orman


Jill Randles Photo  

Jill Randles

Assistant Vice Provost/Assistant Dean for the Academic Engagement and Transition Programs

“I love to shop and have a very expensive hobby…my horse. So I set priorities and very carefully manage my credit card. This works for me, and I hope it will work for you.”


James Redilla Photo  

James Redilla

Vice President

PNC University Banking

“Always live within your means.  And be sure to save 10% of your annual income.  Everyone inevitably will face some tough times and your saving will help carry you through.”

Deveraux Smith Photo Deveraux Smith


Retriever Essentials

Trisha Wells Photo  Trisha Wells, Co-Chair

Assistant Vice Provost, Administration and Finance

Division of Professional Studies

“Compound interest is the most powerful force on earth.” – Albert Einstein

Amanda Hunt Whitworth

VITA Site Coordinator

Majors: Financial Economics and Economics

“Watch the pennies and the pounds will take care of themselves” – Andrew Carnegie