“Earning income is not enough. Smart money habits are the real game changer!”
The guide is designed for college students who are earning income. This guide introduces 10 powerful, beginner-friendly wealth-building strategies. Each hack includes practical examples to show how small financial decisions today can lead to major gains tomorrow!
How to use this guide:
- Download the guide (PDF version): 10 Game-Changing Wealth-Building Hacks for Students
- Start by choosing 1-2 hacks to implement this month
- Bookmark financial tools from UMBC FinancialSmarts
- Discuss with a trusted financial advisor and/or mentor
Why these hacks are important:
These strategies are based on long-term wealth-building principles — like compound interest, market consistency, and tax-advantaged savings. They’re backed by real numbers, like:
- Saving $100/month can grow to $57,000+ in 30 years
- Avoiding payday loans can save you $1,950/year in fees
- Investing early can turn $1,200/year into $469,437