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Badges

Digital Badge - Financial Smarts - Cash CourseWhy should I earn a Financial Smarts Badge?

FinancialSmarts digital badges allow students to represent the skills and knowledge acquired through the completion of our financial literacy programs. They are important because they provide evidence to others (possibly future employees!) that you have the responsibility and initiative to take control of your financial future.

Badges can be uploaded to digital portfolios and social networking sites like Facebook, Twitter, and LinkedIn, and they can even be added to email signatures!

The following FinancialSmarts programs offer badges for completion:

 

Financial Smarts

Description

CashCourse is a free, online financial education resource designed specifically for college and university students. Created with input from real students and universities, CashCourse equips students with information that helps them make informed financial decisions, from orientation to graduation and beyond.

More information about the UMBC Financial Smarts program can be found at this link:https://financialsmarts.umbc.edu/cash-course/.

Criteria

Students who complete all course modules with passingscores are awarded the Financial Smarts badge.

MyBudgetCoach Badge

Description

This badge is recognition of the completion of all required coaching sessions in the myBudgetCoach program.Badge earners will be building their financial skills by creating a personalize budget. Steps for this process are outlined clearly on the myBudgetCoach portal. Progress and work will be recorded on this portal. Earners must have 100% completion of the required modules.

Criteria

The earner of this badgemust complete all required one hour coaching sessions to create a personalized budget, gain financial knowledge and build healthy spending habits. This is meaningful to the earner because it shows that they can track their spending and use that data to develop and maintain a personalized budget plan. Our organization's mission is to provide tools to help students make informed decisions about their finances and this badge helps us accomplish this goal.

UMBC VITA Badge

Description

This badge is recognition of service as an IRS certified volunteer income tax preparer. When a badge earner participates for multiple years they will move up in level. Year 1 would be considered level 1, year two would be considered level 2.Badge earners will have completed an advanced IRS certification and completed an additional 25 hours of tax preparation in year 2 to earn a level 2 badge.

Criteria

The badge earnermustpass the IRS certification with a score of 80% or more and perform tax preparation services for at least 25 hours in one tax season. This is meaningful to the earner because it shows they are dedicated to providing a much needed service to individuals that may not be able to afford it, while also equipping themselves with the wherewithal to provide tax assistance. Our organization's mission is to provide tools to help students make informed decisions about their finances and this badge helps us accomplish this goal.