Thank you to everyone who participated in Money Smart Week!
Click on the links below to access Powerpoint slides and/or session recordings.
Monday, April 17th
10 AM
FINC 150: Earn Credit While You Learn
What is the UMBC Financial Literacy Class all about, and what will students gain from taking this course? We will provide a brief overview of what is covered in this course and how students can benefit from it.
2 PM
Savings…Yes, It Is Possible!
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Saving is possible and here is how to get started!
4 PM
Building Your Financial Toolkit: Dreams, Goals, Beliefs & Values
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This session will explore the similarities & differences between dreams and goals, setting financial goals, and defining the steps to achieving them. In addition, we’ll touch briefly on aligning personal values with financial plans to improve the likelihood of success.
Tuesday, April 18th
10 AM
Job Offer Analysis and Negotiation
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Join us for a workshop on how to analyze job offers in order to maximize earning potential and financial security. We will cover what to consider and how to negotiate effectively; sharing example scripts to help you negotiate.
2 PM
Understanding Credit and Credit Reports
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In this session you will develop a better understanding of credit and your credit report. Your ability to access credit and understand your credit report has a major impact on your ability to borrow money, the interest rates you pay, and in some cases your living options. Reviewing your credit report is also an important aspect of protecting your identity.
Wednesday, April 19th
2 PM
Basics of Buying a Car
Buying a car affects your financial life for years! How can you make the best choice on this important purchase? We’ll cover all the basics of buying a car and what you need to know to get a car without breaking the bank.
4 PM
A Taxing Time: The Many Taxes That You Pay
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Have you ever looked at your paystub and felt shock at all the deductions? There’s a reason for each deduction that you should know. You are also paying other taxes you might not even realize are happening. This session will help you understand all the various taxes you are paying.
Thursday, April 20th
10 AM
Food and Nutrition Resourcefulness
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You don’t have to sacrifice nutrition to get through college. Find out how to save money by reducing waste and cooking on a budget!
1 PM
CryptoSmarts
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Join us for an informational session about the basics of cryptocurrency!
2 PM
What’s the Latest on Student Loan Debt Relief?
Are you one of the approximately 45 million student loan borrowers scheduled to begin repayment in 2023? If so, you’ll want to be aware of the “Good,” the “Bad,” and the “Ugly” concerning student loan debt relief!
4 PM
Preparing for Financial Emergencies
No matter your current financial situation, financial emergencies are inevitable. This session will provide tips and tools that you can put into place to help with those unexpected emergencies. The best part is that you can implement some of these tips right away.
Friday, April 21st
10 AM
Asset Management 101
Learn how to start investing and about the basics of building and managing a portfolio.
11 AM
Funding Your Education: Grants, Scholarships, Work Study
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The pressure of out-of-pocket expenses and student loan debt can be a major hinderance to pursuing your higher education goals. This session will inform you all about the alternative ways to fund your education without falling into a financial hole, and resources you can use to seek them out!
12 PM
Identity Theft Prevention
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This session discusses identify theft and online security concepts that all investors (and people!) should be aware of. Items covered include how to better protect yourself and your data and what to do if — or when — you become the victim of a data breach.
2 PM
Preparing for Homeownership
Learn essential information and tips everyone should know to aid in the process of preparing for and maintaining homeownership!
4 PM
Repaying Student Loans
Do you need to repay your student loans, but don’t know the best methods to go about doing so? Join us in this session to learn important information such as how repayment impacts your credit, and how establishing a budget can help with the repayment process.